diff --git a/fs/f2fs/file.c b/fs/f2fs/file.c
index f6b133f373db..a715231ab5a8 100644
--- a/fs/f2fs/file.c
+++ b/fs/f2fs/file.c
@@ -1810,6 +1810,18 @@ static int f2fs_expand_inode_data(struct inode *inode, loff_t offset,
 next_alloc:
 		f2fs_down_write(&sbi->pin_sem);
 
+		if (unlikely(is_sbi_flag_set(sbi, SBI_CP_DISABLED))) {
+			if (has_not_enough_free_secs(sbi, 0, 0)) {
+				f2fs_up_write(&sbi->pin_sem);
+				err = -ENOSPC;
+				f2fs_warn(sbi,
+					"ino:%lu, start:%lu, end:%lu, need to trigger GC to "
+					"reclaim enough free segment when checkpoint is enabled",
+					inode->i_ino, pg_start, pg_end);
+				goto out_err;
+			}
+		}
+
 		if (has_not_enough_free_secs(sbi, 0,
 			GET_SEC_FROM_SEG(sbi, overprovision_segments(sbi)))) {
 			f2fs_down_write(&sbi->gc_lock);